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Top 10 insurance companies in Kenya


The role of insurance companies is to provide a financial footing in time of crisis or need from housing, health, accident, and many more covers

There are many uncertainties in life to let one hang around without an insurance cover.

Even while there are lots of insurance companies to explore, one still needs to review the best pick for an insurance company to work with.

The role of insurance companies is to provide a financial footing in time of crisis or need from housing, health, accident, and many more covers.

In no particular order, below is a list of top 10 insurance companies in Kenya.

Madison Insurance

Madison insurance is one of Kenya’s top insurance companies.

The insurer has been operational in Kenya since 1998 and it offers general, life and health insurance cover to its clients.

The health insurance package offers both individual and family plans from as low as KSh 50,000 and a maternity cover for an individual from as low as KSh 100,000.

Direct line Insurance

Direct line insurance is Kenya’s largest vehicle insurer founded in 1998.

The company focused on motor vehicle insurance with public service vehicles as its major player.

Some of its products include Third-party only (TPO) and Comprehensive cover.

AAR Insurance Africa

AAR is one of the largest insurance companies in Kenya and a leader in health insurance.

The company also has a presence in three East African countries, Kenya, Uganda and Tanzania.

The company first started off as an air and road ambulance service provider as Africa Air Rescue before joining the insurance space later.

Some of the AAR products include personal accident cover, individual and family medical plans, business enterprise medical plan, professional indemnity cover and jome owner’s insurance.

Others include school insurance cover, landlord insurance cover, travel Insurance cover and marine Insurance.

Britam Insurance

Also known as British-American Insurance company, Britam is one of the leading financial services group with interests across the Eastern and Southern Africa region.

The company operates in Kenya, Uganda, Tanzania, Rwanda, South Sudan, Malawi, and Mozambique.

Britam offers a wide array of services including asset management, property management and banking.

APA Insurance

APA insurance is a merger born between Apollo insurance
and Pan African General Insurance.

The company offers an array of insurance cover from long-term to short-term insurance cover.

Apollo Investments Limited underwrites general insurance risks such as fire, marine, aviation, personal accident, motor, liability, agriculture, property, and micro insurance.

The insurance firm also covers health insurance for corporates, individual and family health insurance covers.

Jubilee Insurance

Jubilee Insurance is a subsidiary of Jubilee Holdings Limited serving as one of Kenya’s leading insurance companies in Kenya since 1937.

The insurance firm has operations in Kenya, Uganda, Mauritius, Burundi, and Tanzania and Pakistan.

Its services include motor and non-motor insurance, health insurance, life assurance and pension general insurance.

READ ALSO: 10 Factors to Consider When Choosing a Life Insurance Plan

Other insurance firms include;

  • Liberty Insurance
  • Kenindia insurance
  • Kenya Orient Insurance
  • CIC Group
  • Sanlam Insurance
  • First Assurance company

There are other insurance companies but these are the top 10 insurance companies in Kenya.

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